Ray entered into business and entrepreneurship at an early age when he began working in the family grocery store at the age of 10. By the age of 19, he was managing the business when his father fell ill and passed away. His personal experience led him to pursue a Finance degree at Penn State and an MBA from the University of Pittsburgh.
Since then, Ray has had an extensive career in banking, spending time as a commercial lender, and in management, administration and sales capacities. Additionally, he has owned his own successful commercial finance company for over 10 years. All of these experiences had one thing in common — they allowed him to work with other business entrepreneurs who were striving to build and grow successful businesses.
Ray joined the Think More — React Less™ team in 2014 for the opportunity to help bring the Think More — React Less™ vision to reality.